Earthquake & Flood Insurance
Mother nature has a way of striking at the worst possible time. When it comes to earthquakes and floods, these natural disasters are never welcome and can leave entire homes flooded, damaged or destroyed.
It is a common misconception that a homeowners policy will cover flooding and damages resulting from natural disasters. However, in most cases floods and earthquakes are exclusions requiring a separate policy to be in place in order to obtain coverage for a loss. While it is fairly easy to roll natural disaster insurance into a homeowners policy, it is important that you speak with a qualified agent to assess your individual needs based upon your location, level of projected risk, and other items of import.